Terms of Service

The tools are ours. The shop is yours.

AyByay is a point-of-sale, stock and credit-ledger app for small shops in Bangladesh. This page is the agreement between us and the shop using it — what we provide, what we ask of you, what it costs, and what happens when something goes wrong. Written to be read, not to be survived.

Free plan, no card 14-day full-feature trial Export your data any time Governed by Bangladeshi law

Last updated: 10 August 2026 · Applies to the AyByay web app at shadhurs.aybyay.com, the AyByay Android app (com.aybyay.app), and this website.

The whole agreement in one line: we give you the software to run your shop, you use it lawfully and pay for the plan you are on, and your business and its records stay yours — to export, to correct, or to delete, whenever you want.

By creating a shop on AyByay, or by using it as staff of a shop that has, you accept these terms. If you do not accept them, do not use the service. How we handle data is set out separately, and in more detail, in the Privacy Policy, which forms part of this agreement.

1 · What AyByay is

Software for running a shop. Not a party to your sales.

AyByay is a set of online tools for a retail business in Bangladesh: selling at the counter with barcode or camera scan, printed and digital receipts, stock and purchases, the credit ledger every shop here calls baki, a customer list with rewards, suppliers, expenses, reports, staff accounts, consent-based SMS offers, and an optional public page for the shop. It runs in a browser, on Android, and offline when the internet drops, syncing when it returns.

We supply the tools. What you sell, at what price, to whom you extend credit, and whether you collect it — those are your decisions and your risk. AyByay is not a party to any sale you make and gives no accounting, tax or legal advice.

Money that moves between you and your customer

Where the app helps you take payment from your own customer — a bKash QR on a receipt, or an online payment link for an invoice — that money moves through your own payment account, wired to your shop by you. We do not hold your customers' money and we do not sit in the middle of it. The only money that moves between us and you is your own subscription, covered in section 3.

Who this is for

AyByay is business software for adults running a business. You must be old enough under Bangladeshi law to enter into a contract and to trade. It is not built for children and is not directed at them.

2 · Your account

One shop, one owner, and every hand on its own login.

Opening an account

  • Sign up with a mobile number you actually control. We verify it with a one-time code by SMS.
  • Give truthful shop and owner details. Reports, receipts and any support we give you all rest on them being right.
  • One shop account is for one business. Running separate businesses through a single account to stay under a plan limit is a breach of these terms.

Keeping it secure

  • Keep your password and any PIN to yourself. Anything done under your login is treated as done by you.
  • If you think somebody else has got in, change the password immediately and tell us.

Staff logins are the owner's responsibility

The shop owner creates staff accounts, sets each one's role and what it can see, and removes it when that person leaves. That control comes with the matching responsibility: the shop is answerable for what its staff do in the app — entries made, discounts given, records changed or deleted — exactly as if the owner had done it.

Give every staff member their own login rather than sharing one. It is the only way the ledger can honestly tell you who entered what, and it is the first thing that matters when a number looks wrong. Removing a staff account when someone leaves is the owner's job, not ours.

3 · Plans, pricing and payment

What it costs, and what happens when you stop paying.

Every new shop gets 14 days of the full product, with no card taken and nothing to cancel. Nothing on this page charges you by surprise.

The plans

Monthly prices in Bangladeshi taka. Launch pricing is a discount on the standard price and can end at any time — the plan page in the app always shows what you will actually be charged today.
PlanPer monthProductsUsersWhat it includes
Free ৳0 200 1 Selling, stock, customers and purchases. One shop, one login.
Basic ৳499৳249 500 1 Everything on Free, plus AI photo scan for loading your catalogue.
Pro ৳999৳499 5,000 3 Everything on Basic, plus reports and SMS due-reminders.
Multi ৳1999৳999 Unlimited in practice 9 Everything on Pro, plus up to 3 branches under one brand.

Plans also carry monthly allowances for things that cost us money to provide — SMS messages and AI photo assists among them. The app shows you where you stand against a limit before you reach it, and reaching one never deletes anything: it asks you to upgrade or to buy a top-up. We may adjust an allowance for a plan, and where that reduces something you rely on we will tell you before it takes effect.

The trial, and what follows it

  • A new shop gets a 14-day trial with every feature unlocked. No card is taken, so there is nothing to cancel and no charge can appear by accident.
  • When the trial ends and you have not bought a plan, the shop moves down to the Free plan. It is not locked and your records are not deleted — you carry on within the Free plan's limits.
  • The trial length is what was shown to you at signup. We may change it for future signups.

How you pay

  • bKash or Nagad — send the amount and submit the transaction reference in the app. We verify it and switch the plan on.
  • Online checkout — where it is enabled for your shop, you can pay through SSLCommerz, which handles cards and mobile wallets on a hosted page.
  • We never see or store your card number. There is no card kept on file and no automatic recurring charge — a plan is paid for a period at a time, by you.
  • Prices are per shop, per month, in Bangladeshi taka, and are payable in advance for the period they cover.

If a payment is not made

We never delete a shop's data for non-payment. If a paid subscription is not renewed by the end of the billing period, the shop is limited, never erased, in two stages:

  • For the first 30 days after the period ends, the shop becomes read-only. Everything already recorded stays visible, searchable and exportable — you keep full access to your sales, stock and credit ledger — but new entries are paused until payment is made.
  • After those 30 days, the shop reopens for everyday use within the Free plan's limits (200 products, one branch, one user). Your existing records remain intact even where they exceed those limits; the limits apply to what you add next.

Pay at any point and full use of your plan resumes immediately. You can export everything you have entered, at any time, in either state — including while the shop is read-only.

Refunds, stated plainly

We do not refund a plan part-way through a paid period, and we would rather say that outright than bury it. A plan is bought for a whole billing period; cancel and you keep full use until that period ends, then move to the Free plan. The Free plan and the 14-day trial exist precisely so you can decide before any money changes hands.

Four things we always put right, in full:

  • a duplicate payment — the same period paid for twice;
  • an amount credited to the wrong shop;
  • a plan you paid for and did not receive;
  • a charge taken after you told us to stop.

Write to [email protected] with the transaction reference (the bKash, Nagad or SSLCommerz ID). We aim to reply within two working days, and we return the money by the route you paid on.

Price changes

Prices can change as the product does. If we change what an existing paying shop is charged, we will tell you before it applies to you, so you can decide whether to stay on the plan.

4 · Your data is yours

We hold your books. We do not own them.

Everything your shop enters — products and prices, sales, purchases, stock, the credit ledger, customers, suppliers, expenses, settings — belongs to your shop. Our rights over it go exactly as far as running the service for you and no further. We do not sell it, we do not rent it, and we do not use it to train an artificial-intelligence model.

What you can always do

Take it, or end it

  • Export products, customers, sales, purchases and expenses to CSV or JSON from Settings, then My data export
  • Correct or delete any customer or contact record you hold
  • Close the shop account, which deletes that shop's entire database
What we will not do

With your records

  • Sell, rent or share them with an advertiser, data broker or credit bureau
  • Show one shop's data to another shop — each shop has its own separate database
  • Train an AI model on them
  • Hold them hostage over a bill

Your customers' data is your responsibility

When you collect a customer's details — through a QR form, or by bringing contacts in from your phone — you are the one who owes that person a duty. Use their details only for what they agreed to, honour a request to be corrected or removed, and do not send marketing to anyone who did not ask for it. AyByay gives you the tools to do all three; the obligation is yours, and you are responsible for having the right to hold whatever you put into the app.

The detail lives next door

What we collect, why, who can see it, how long we keep it and how you get rid of it are all set out in the Privacy Policy. It is part of this agreement, and where it is more specific than this page, it governs.

Export before you delete. Closing a shop removes that shop's own books, restore points expire within about 30 days, and after that neither we nor anyone else can bring them back.

5 · What you must not do

A short list, and we mean all of it.

  • No unlawful trade. Do not use AyByay to sell goods you may not sell, or to run a business that is illegal in Bangladesh.
  • No messaging people who did not agree. Marketing by SMS or WhatsApp goes only to customers who asked for it. No spam, no harassment. Abusing an SMS allowance can cost you the SMS feature, or the whole account.
  • No reaching into another shop. Do not attempt to access, probe or interfere with any data that is not your shop's, or with the service itself.
  • No bulk extraction. The shared product catalogue is there so you can find your own products. Do not scrape or harvest it, or use bots to pull data at a scale no real shop would.
  • No reselling AyByay as your own. Do not rebrand, sublicense or resell access. We run a separate reseller programme with its own agreement — talk to us if that is what you want.
  • No false information. Do not give us untrue details about your shop, your identity or a payment.

You are also responsible for your own obligations to the state — VAT, NBR filings, trade licences, employment. The app can produce records that help, but the reports it prints are a tool, not certified accounts, and the responsibility stays with you.

6 · Suspension and closing an account

A warning first, except when we cannot give one.

  • If you break section 5, we will normally warn you first and give you a chance to put it right.
  • For serious abuse — fraud, unlawful trade, attacking the service or reaching for another shop's data — we may suspend or close the account without prior notice. That is the exception, and we will say why.
  • Wherever it is possible to do so safely, we will let you export your data before an account is closed.
  • You can leave whenever you like. Close the shop from inside the app, or email us to do it. The shop and its data are then deleted as described in the Privacy Policy. You do not need our permission and we will not put an obstacle in the way.

We may also stop offering the service, or a part of it. If we ever do, we will give reasonable notice and time to export, rather than switching it off one morning.

7 · Service availability

Best effort, honestly described.

We work to keep AyByay running all the time, but we do not promise uninterrupted or error-free service and we do not offer an uptime guarantee. Maintenance, a fault at our cloud provider, or your own connectivity can all interrupt it. Planned maintenance is announced in advance where we can and scheduled for quiet hours.

The app is built to keep selling when the internet is not there and to sync when it comes back, which covers the most common interruption a shop in Bangladesh actually meets. It is not a promise that nothing will ever go wrong.

Features change as the product develops. We add, improve and sometimes remove things. Where a change removes something a paid plan was built around, we will tell you before it happens.

Take a regular export of anything you cannot afford to lose. That advice is not us dodging responsibility — it is what we would tell a friend running a shop, about any software at all.

8 · Liability

The limit, in one paragraph rather than three pages.

The service is provided as is. We build and run it with care, and we make no warranty beyond that — in particular no warranty that it will be uninterrupted, free of errors, or fit for any purpose you have in mind but have not agreed with us.

If something does go wrong and you have a claim against us, our total liability is limited to the subscription fees you have actually paid us. We are not liable for lost profits, lost sales, lost goodwill, or any indirect or consequential loss.

None of this limits liability that cannot be excluded under the law of Bangladesh. Nothing here is an attempt to escape a responsibility the law says we must carry.

You are responsible for the accuracy of what you enter and for the business decisions you take on the back of it. A report is only as good as the entries behind it.

9 · Changes to these terms

Announced in the app, dated at the top.

These terms will be updated as the product grows. Anything significant is announced inside the app, and the date at the top of this page always shows when it last changed. Carrying on using AyByay after a change means you accept the new terms.

If you do not accept a change, the way out is open and unchanged: export your data and close the account. We will not quietly rewrite what you agreed to and leave you to notice.

10 · Governing law

Bangladeshi law, Bangladeshi courts.

This agreement is governed by the laws of Bangladesh, and the courts of Bangladesh have jurisdiction over any dispute arising from it.

Before it gets that far, please write to us. Almost everything that has ever gone wrong here has been settled by one person explaining the problem to another, and we would like to keep it that way.

If any part of these terms turns out to be unenforceable, the rest of it still stands. Not enforcing something once does not mean we have given it up.

11 · Contact us

A real person reads this address.

Questions about these terms, a billing problem, or a request to close an account: [email protected].

AyByay is built and operated from Bangladesh. If you need our formal company details for a contract, an invoice or a compliance check, ask at that address and we will send them to you rather than print something on a web page.

These terms are also published in Bangla for shopkeepers at shadhurs.aybyay.com/terms. Both versions describe the same agreement; if they ever appear to differ, tell us and we will fix it.