AyByay — Investor One-Pager (A4, print-ready)
AyByay আয়-ব্যয় · Bangladesh Shop OS
Stage
Seed

Bangladesh's first Bangla-native shop management platform — POS, inventory, credit ledger, AI scan, SMS & multi-branch in one app. Built for the 6.5M+ SMEs who run on paper today.

Traction
[X]
Live shops
on platform
[X]
Districts
covered
৳[X]
GMV tracked
on platform
৳[X]
Monthly
Recurring Revenue
98%
User
satisfaction
Beta cohort

* Figures as of July 2026. Update with live metrics before sharing.

Problem
90% of BD shops run on paper
📕 Lost bakiCredit written in notebooks gets lost — money never returns.
📦 Blind stockNo one knows what's in the storeroom — orders run on guesswork.
🤷 No P&LProfit or loss at day's end? Only a feeling, never a number.
🔡 Language barrierExisting ERP/POS tools are English-only. 72% of shop owners aren't comfortable.
Solution
AyByay — the whole shop, in Bangla
🛒 Bangla POSBarcode scan → sale in 1 second. bKash / Cash / Card.
🤖 AI InventoryPhoto of shelf or memo → AI extracts products instantly.
📒 Digital bakiCredit ledger with SMS auto-reminders. 40% recovery rate improvement.
📊 Daily P&LReal-time profit, top products, low-stock alerts.
Market
$18B Bangladesh Retail
6.5M
Total SME shops BD
2.8M
Serviceable (smartphone)
280K
Target Y3 (10%)
~3%
Digitized today

BD SME SaaS is at 2012 India — massive first-mover opportunity. bKash's 65M+ users = mobile-first payment channel built in.

Business Model
Freemium → Monthly SaaS
Free
৳0
100 SKUs · entry wedge
Basic
৳299
500 SKUs · AI scan
Pro ⭐
৳699
5K SKUs · SMS · reports
Multi
৳1,499
3 branches (1 brand) · 30K SKUs · HQ

Additional revenue: AI-scan credits (৳10/scan) · SMS credits · Agent network commission.

Why we win
FeatureAyByayPrimeERPLocal appsPaper/Excel
Full Bangla UI~
Mobile-first (works on ৳8K phone)~
AI photo inventory scan
Works offline
bKash / SMS native
14-day free trial, no cardN/A
Go-to-Market
  • 🏪
    Direct B2B: WhatsApp outreach to বাজার/মার্কেট associations; 1 demo → 5 referrals.
  • 🤝
    Agent network (M2): 25% Y1 commission for local resellers — 1 agent × 20 shops/mo = BD dālāl model.
  • 📅
    Eid launch campaigns: 40-60% of annual revenue concentrated — pre-season onboarding push.
  • 📱
    WhatsApp bot (M3): Bangla chatbot signup + support. Zero English required.
  • 🎥
    Bangla video: 90s feature videos in natural Dhaka Bangla — YouTube + Facebook Reels.
Use of Funds — $[X] Seed
Product & Engineering
40%
Agent Network (M2)
25%
Marketing & Content
20%
Ops & Compliance
15%

Runway: [X] months · Target: [X] paying shops · MRR target: ৳[X]